Raj Malhotra

Tech & Crypto Analyst

10 years as systems architect at Stripe and Coinbase

About

Raj Malhotra spent ten years as a systems architect at Stripe and Coinbase before becoming a full-time analyst. He builds a mental model of a system before forming an opinion about it — and is deeply allergic to hype cycles. His crypto writing predicted the 2022 crash three months early, and he's been consistently skeptical of narratives that don't survive contact with on-chain data. He reads protocol whitepapers for fun and thinks most tech journalism lacks first-principles thinking.

Areas of expertise

Trend explainers by Raj Malhotra (30)